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Frequently Asked Questions
QHow quickly can I get approved?
Most clients receive offers within 1 business day. Once you select an offer and submit documents, loans typically fund within 24–48 hours.
QWhat credit score do I need?
We work with all credit profiles. While higher scores unlock lower rates, we have lender programs for credit scores starting at 450. Don't let a low score stop you from checking.
QIs my vehicle eligible?
Most vehicles up to 10 years old and under 150,000 miles qualify. Trucks, SUVs, sedans, and some commercial vehicles are welcome. We'll confirm eligibility during your free check.
QAre there any fees?
Our rate check and consultation are always free. There are no hidden fees from us — lender fees, if any, are disclosed upfront in your loan offer before you agree to anything.
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